Payment options
Get the care you need now. Pay over time.
Spread the cost of implants, Invisalign, crowns or any treatment into monthly payments with Cherry or CareCredit. See your options in minutes.
- Checking your options with Cherry won’t affect your credit score
- Use it with your PPO insurance or on its own
- A written estimate before you decide
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- PPO & Illinois Medicaid
- Se habla español
- Cherry & CareCredit financing
Insurance & financingFull list →
- IL MedicaidAetna Better Health
- IL MedicaidBlue Cross Community
Monthly payment estimate
See what your treatment could cost per month.
Enter an amount to see sample Cherry plans. Your actual terms depend on approval; our front desk can help you apply in a few minutes.
How it works
Approved in minutes, at our front desk or from home.
- Get your written estimateAfter your exam we give you the treatment plan and the exact amount, with insurance applied.
- Apply in a few minutesAt our front desk or on your phone. Checking your options with Cherry won’t affect your credit score.
- Choose a plan, start treatmentPick the monthly payment that fits, and we can get started.
Ways to pay
Every way to make your care affordable.
Split treatment into monthly payments, with 0% APR plans for qualified patients. See your options without affecting your credit score.
Estimate my payment →Use the CareCredit card for dental care, with promotional financing on qualifying purchases.
Cherry vs. CareCredit →We verify your benefits and file the claim. Finance only the part insurance doesn’t cover.
Check my insurance →Most treatment qualifies, so you can pay with tax-free money from your FSA or HSA card.
FSA & HSA →A new-patient exam and digital X-rays for $99, then a written plan with every cost before you start.
Self-pay options →Common questions
Financing, explained.
Does checking my options affect my credit score? +
What can I finance? +
Can I use insurance and financing together? +
Can I use my FSA or HSA? +
What if I’m not approved? +
Still have a question? Call or text us — a real person answers the phone 7 days a week.
Not sure what you’ll pay?
We’ll check your coverage and text you back.
Leave your number and a real person from our St. Charles office will text or call you back, usually the same day. No obligation. Prefer to pick a time? Book online.
- A real person, same day, 7 days a week
- We check your PPO or Medicaid benefits free
- No obligation, no spam
Let’s make it work.
Book a visit and we’ll give you a written plan, check your insurance and show you your payment options. New patients: $99 exam & X-rays.